Our Fund Selection Process

Our Investment Beliefs underpin the Fund Selection Process we follow.

Our Fund Selection Process is based on a thorough understanding of your objectives and then designing suitable solutions to satisfy those needs.

When making our fund recommendations we have followed a process developed together with our network Quilter Financial Planning.

Quilter operates an Investment Committee, whose role is to review the process of fund selection and to ensure that recommended funds are appropriate for the needs of our clients.  The Committee works closely with the independent investment analysts, Old Broad Street Research Ltd (OBSR) and all of the funds which have been chosen are considered best of breed within their sector or investment type.

When assessing whether a fund is best of breed and likely to meet its objectives over the longer term a number of factors are taken into account, which include:

  • The fund objectives and aims;
  • Fund performance is in line with expectations and is consistent with the investment objective;
  • The fund volatility profile;
  • Asset allocation in alignment with the manager’s view of changing market conditions;
  • The experience, skills and strength of the investment team;
  • The fund manager’s appreciation of the trade off between risk and reward.

The funds contained in the Quilter Financial Planning recommended fund matrix have been chosen on the basis that the Investment Committee, with expert input from OBSR, believe that the investment teams responsible for each fund have the relevant skills and experience to manage funds of this nature.

If we believe this panel of leading investment companies does not offer a solution that meets your needs, we may use a more extensive range of other investment companies.

Please be aware:

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

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