Financial Advice, or Financial Planning

Financial advice is generally focused on dealing with very specific needs in one, or more areas of your finances.  Advice will often result in the implementation of a financial services product suitable to satisfy the needs identified.

Financial planning then takes a much broader view of your circumstances with the objective to develop an overall financial plan.  A comprehensive and dynamic plan addressing your immediate needs, objectives and priorities and then evolves as you progress through different life stages.  Financial services products may of course still be part of the overall solution, however not until the plan has been written and agreed.

In deciding on who you wish to act on your behalf, it’s important to understand whether it’s financial advice or financial planning that’s being requested.  Depending on your circumstances we’re able to offer both services and the What We Do page explains the process we follow.