Later Life Money Matters

La-ter / Lie’f / Mon-ey / Mun’ee / Matt-ers / Matt’urs

Planning for later life, including care fees & equity release.

Supporting you with financial planning advice when you are considering ‘later life’ money matters, including equity release and care costs.

We offer specialist advice in an area which is generally considered to be particularly sensitive and this is done with our core values of integrity and knowledge.

Our advisers have the knowledge and current experience to enables us to get to the root of the issues with the minimum of fuss, questions and meetings, thereby avoiding unnecessary costs.

Our approach is to consider all alternative strategies, particularly for equity release when our default position is – why?  Why do this?  What are the alternatives?

Equity release may be appropriate for clients seeking to repay existing borrowing; provide additional income; generate capital for home improvements; gifts for children & grand children; and general estate planning.  Typically a client aged 65 could release 25 to 28% of equity from their home, increasing at age 75 to 32% to 33%.

Our advice includes planning for care costs at home, or residential care (local authority financial assessment); Understanding entitlement to DWP allowances and payments; and arranging power of attorney; wills and appropriate trusts.

A written quote to complete work on your behalf and client references are available prior to appointing us.

Please be aware:

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Get in touch 0151 328 5678

Contact us